North Dakota Auto Insurance
From Fargo and Bismarck, to Grand Forks and Minot, the car insurance laws in North Dakota are all the same: You're required to have minimum coverage. We can help you obtain the best auto insurance rates in North Dakota that will give you the best coverage for the money. Simply request a fast, free N.D. quote through us.
North Dakota auto insurance basics
Here's a few things you should know about N.D. auto insurance:
- The state of North Dakota follows a no-fault system. This means that your insurance company will make payments for your injury claims, regardless of who was at fault in an accident.
- North Dakota state law requires resident drivers to have a minimum of $25,000 in Bodily Injury Liability per injured person, with up to $50,000 per accident. You must also have Property Damage Liability coverage of at least $25,000. These same amounts apply to the mandatory uninsured/underinsured motorist coverage as well.
- Finally, North Dakota laws also require you to have a minimum of $30,000 in Personal Injury Protection coverage, which helps pay for reasonable and necessary medical expenses for you and your passengers who may become injured in a car accident.
North Dakota auto insurance premiums
While resident drivers pay some of the lowest car insurance premiums in the country, rates are also on the rise. With North Dakota having more miles of road per capita than any other state in the country – and more registered vehicles than it has residents – obtaining the proper car insurance is a must.
We can assist you in obtaining the best coverage at a price that fits nicely into your budget. Just request a quick quote through North Dakota Auto Insurance today!